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  • San Diego Castles Realty
  • 12265 Scripps Poway Parkway, Suite 115
  • Poway, CA 92064
  • P: 858.530.2374
  • F: 858.876.1701
  • E: info (at) sandiegocastles.com
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Loan Underwriting Challenge #17: Verification of funds

Perhaps our biggest transactional issue today relates to buyer financing. Not only are lenders more cautious, but the rules keep changing and each underwriter is different. The process is often unpredictable. One lender wants... Continue Reading »

Loan Modification Assistance through NACA

I am posting this at the request of Glenn Janes, a fellow Scripps Ranch resident and past client, who asked to share his experience working with the Neighborhood Assistance Corporation of America (NACA) in securing a loan modification.... Continue Reading »

Sunday real estate news shorts – San Diego FHA loan limits and Short Sale Deficiencies

From the “Stuff that is sort of old news but we should mention anyway in case someone happens to wander into our blog on this fine Sunday” files, we bring you two real estate tidbits that could impact our housing market. First... Continue Reading »

Sunday Short – Jumbo Conforming Loan Limits

From Mortgage Man, Dan Green: If your current home–or the home you are buying–is in a designated “high-cost” area, keep an eye on your calendar. Effective October 1, 2011, the temporary conforming loan... Continue Reading »

The San Diego Real Estate Market and Cash Offers — ZZZZZZ

All those Zs had you expecting another ditty about Zillow. You are wrong. Those Zs represent the sounds of our current real estate market. I am forced to dig deep these days to find something mildly intriguing to report on. Market... Continue Reading »

Think your loan approval is a slam-dunk? Not so fast…

photo credit: clappstar You have watched the market “adjust” for the past five years and have decided that this is the year to make your move and buy your dream home. You have meticulously built and maintained your credit... Continue Reading »

Truth or Good Luck with That? The fly in the residential purchase agreement ointment is the loan.

My previous, birthday post has been resident so long that I think I’ve had a couple more since then. So, in a weak attempt to bury that bad boy and provide myself some much needed group therapy at the end of this most difficult... Continue Reading »

The Carnival of Real Estate – September Edition

(Editors note and warning: Try as I might to write short and snappy blog posts, I am a long form girl.) This month I have the honor of hosting the Carnival of Real Estate. First, to our three readers, the Carnival of Real Estate... Continue Reading »

And we wonder why we are in this mess.

“Your call is very important to us,” said the chipper robo-voice, just before throwing me into the middle of a familiar easy listening song from the 60s. And as I continued to listen to the entire loop from the “Various... Continue Reading »

Buyers beware: 11th hour credit scrutiny

From the “It’s not over until the fat lady closes escrow” file, this is something I’ve been meaning to post about for awhile. So as we all wish George Hamilton a happy 71st birthday, I will point you to... Continue Reading »

Office Location

  • San Diego Castles Realty
  • 12265 Scripps Poway Parkway, Suite 115
  • Poway, CA 92064
  • P: 858.530.2374
  • F: 858.876.1701
  • E: info (at) sandiegocastles.com
  • CA BRE# 01853496

Broker Information

  • Kris Berg, Broker
  • CA BRE #01241572