Financing

Loan Modification Assistance through NACA

Loan Modification Assistance through NACA

I am posting this at the request of Glenn Janes, a fellow Scripps Ranch resident and past client, who asked to share his experience working with the Neighborhood Assistance Corporation of… Read more ⇢
Loan Underwriting Challenge #17: Verification of funds

Loan Underwriting Challenge #17: Verification of funds

Perhaps our biggest transactional issue today relates to buyer financing. Not only are lenders more cautious, but the rules keep changing and each underwriter is different. The process is often unpredictable. Read more ⇢
Sunday real estate news shorts – San Diego FHA loan limits and Short Sale Deficiencies

Sunday real estate news shorts – San Diego FHA loan limits and Short Sale Deficiencies

From the “Stuff that is sort of old news but we should mention anyway in case someone happens to wander into our blog on this fine Sunday” files, we bring… Read more ⇢
Sunday Short – Jumbo Conforming Loan Limits

Sunday Short – Jumbo Conforming Loan Limits

From Mortgage Man, Dan Green: If your current home–or the home you are buying–is in a designated “high-cost” area, keep an eye on your calendar. Effective October… Read more ⇢
The San Diego Real Estate Market and Cash Offers — ZZZZZZ

The San Diego Real Estate Market and Cash Offers — ZZZZZZ

All those Zs had you expecting another ditty about Zillow. You are wrong. Those Zs represent the sounds of our current real estate market. I am forced to dig deep these… Read more ⇢
Truth or Good Luck with That? The fly in the residential purchase agreement ointment is the loan.

Truth or Good Luck with That? The fly in the residential purchase agreement ointment is the loan.

My previous, birthday post has been resident so long that I think I’ve had a couple more since then. So, in a weak attempt to bury that bad boy and provide… Read more ⇢
The Carnival of Real Estate – September Edition

The Carnival of Real Estate – September Edition

(Editors note and warning: Try as I might to write short and snappy blog posts, I am a long form girl.) This month I have the honor of hosting the… Read more ⇢
And we wonder why we are in this mess.

And we wonder why we are in this mess.

“Your call is very important to us,” said the chipper robo-voice, just before throwing me into the middle of a familiar easy listening song from the 60s. And as I continued… Read more ⇢
Buyers beware: 11th hour credit scrutiny

Buyers beware: 11th hour credit scrutiny

From the “It’s not over until the fat lady closes escrow” file, this is something I’ve been meaning to post about for awhile. So as we all wish George Hamilton… Read more ⇢
Treasury Department puts kibosh to Fannie/Freddie mortgage debt forgiveness rumors.

Treasury Department puts kibosh to Fannie/Freddie mortgage debt forgiveness rumors.

It all started here. From Reuters: Main Street may be about to get its own gigantic bailout. Rumors are running wild from… Read more ⇢
Tax Credit Extension for San Diego Veterans – Guest Post

Tax Credit Extension for San Diego Veterans – Guest Post

We don’t do a whole lot of guest posts here. In the four plus years we have been messing around with this little blog, in fact, I can count them on… Read more ⇢
Post time is approaching – California Home Buyer Credit

Post time is approaching – California Home Buyer Credit

And the horses are approaching the starting gate. The State will begin accepting applications for the new home/first-time buyer tax credit on May… Read more ⇢
New California Stimulus Program – County Recorder takes an April vacation.

New California Stimulus Program – County Recorder takes an April vacation.

Most of you (the ones who have been cheating on us and reading other blogs) are probably aware of a limited time chance in California for home buyers to double-dip. From… Read more ⇢

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